Francisco J. Colayco is one of my mentors towards financial freedom. I have not met him personally but I can reach him through his books and seminars under the Colayco Foundation for Education.
I read Wealth Within Your Reach Pera Mo, Palaguin Mo a few years back and it is a good book to motivate us towards our goal. It has in-depth discussions on financial independence and makes us understand its importance.
It also shares stories of successful entrepreneurs and how we can learn from their successes and failures.
This is a must read for every Filipino living here and abroad most specially those who want a clear understanding on financial wisdom.
It does not only talk of the basics on financial independence but most importantly, the hows and what can be done.
Here's a summary of Francisco Colayco's Pera Palaguin Commandments for Financial Freedom:
- Pay Yourself First
- Define Your Financial Target At Each Phase
- Stop Spending On Things That Decline On Value
- Protect Your Greatest Income Generating Asset: Yourself
- Grow With The Economy And Beat Inflation
- Trust The Power of Compound Interest
- Assess Risks and Options: The Higher the Return, the Higher the Risk
- Make Money Work For You
- Invest And Diversify
- Use The Power Of One: Strength In Numbers
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