Pia’s Practical Tip #3 On Saving Money

Tip #3:

Use cash instead of credit when shopping.

Qualitative Benefit:

• You’ll not overspend.  You’ll be able to shop within your means.

Quantitative Benefit:

• You’ll rid yourself of credit card charges in the event you cannot pay in full.  Savings of at least Php 2,100.00 per year.  Computation @ Php 175.00 as finance charge monthly for a Php 5,000.00 shopping spree.

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