Philam Asset Management Inc (PAMI)

Philam Asset Management, Inc. (PAMI), an asset management company that manages, distributes and provides investment advisory to eight mutual funds.

PHILAM MANAGED INCOME FUND
Investor Type	Conservative Investors seeking regular income from government securities
Fund Components	Government securities
Risk	VERY LOW
Minimum Initial Investment	P 100,000
Minimum Additional Investment	P 10,000
Holding Period	30 days
Entry Fee	From 0.50% to 3.00%

PHILAM BOND FUND
Investor Type	Conservative Investors seeking stable income from fixed income securities
Fund Components	Fixed income securities
Risk	LOW
Minimum Initial Investment	P 5,000
Minimum Additional Investment	P 1,000
Holding Period	6 months
Entry Fee	From 0.50% to 3.00%

PHILAM DOLLAR BOND FUND
Investor Type	Conservative Investors who prefer holding Dollar-denominated investments
Fund Components	Dollar-denominated fixed income securities
Risk	LOW TO MODERATE
Minimum Initial Investment	US$ 2,000
Minimum Additional Investment	US$ 100
Holding Period	6 months
Entry Fee	From 0.50% to 3.00%

PAMI GLOBAL BOND FUND, INC
Investor Type	Conservative Investors who want to invest in the global bond market.
Fund Components	US Dollar & other major currency-denominated fixed income securities
Risk	LOW TO MODERATE
Minimum Initial Investment	US$ 5,000
Minimum Additional Investment	US$ 1,000
Holding Period	6 months
Entry Fee	From 0.50% to 3.00%

NCM MUTUAL FUND
Investor Type	Moderate to aggressive investors who are aware of the potential for high yields in equities and fixed-income securities
Fund Components	50% Phil. Stock Exchange-listed equity investments and 50% fixed-income securities
Risk	MODERATE
Minimum Initial Investment	P 100,000
Minimum Additional Investment	P 10,000
Holding Period	6 months
Entry Fee	Not more than 3.00%

PHILAM FUND
Investor Type	Investors who want a balanced portfolio of securities
Fund Components	Fixed income securities & stocks listed on the Phil. Stock Exchange
Risk	MODERATE
Minimum Initial Investment	P 5,000
Minimum Additional Investment	P 1,000
Holding Period	6 months
Entry Fee	From 1.00% to 5.00%

GSIS MUTUAL FUND
Investor Type	Investors who want a balanced portfolio of securities
Fund Components	Fixed income securities & stocks listed on the Phil. Stock Exchange
Risk	MODERATE
Minimum Initial Investment	P 5,000
Minimum Additional Investment	P 1,000
Holding Period	6 months
Entry Fee	From 1.00% to 5.00%

PHILAM STRATEGIC GROWTH FUND
Investor Type	Investors seeking growth & long-term capital appreciation
Fund Components	Stocks listed on the Phil. Stock Exchange
Risk	MODERATE TO HIGH
Minimum Initial Investment	P 10,000
Minimum Additional Investment	P 1,000
Holding Period	6 months
Entry Fee	From 1.00% to 5.00%

*All fees are subject to 12% VAT

Website:  http://www.philamfunds.com.ph 

I put in monthly investments in Philam Strategic Growth Fund (PSGF) as part of my long-term investments.  I also invested a small amount in Philam Bond Fund. 

Like what I said in my previous posts, I don't time the market when I do cost-averaging.  I just continue to invest monthly whether the market is up or down.  

News on the recent slump in the Philippine stock market don't bother me because I don't intend to withdraw anytime soon.  

I just continue to invest month after month.....

 

Time to start your long-term goal and invest in mutual funds! 

 

 

Philequity Management, Inc. (PEMI)

Philequity Management Inc. (PEMI) is the first company I will feature. It is an investment management company established in 1993.

PEMI is proud to be the investment manager and principal distributor of Philequity Fund, Inc. (PEFI), the Philippines' best performing equity mutual fund. 

PEFI has been awarded by the Investment Company Association of the Philippines (ICAP) as the best performing equity fund in the 5-year and 10-year categories for the third straight year.

Philequity Peso Bond Fund, Inc. (PPBF) and Philequity Dollar Income Fund, Inc. (PDIF) has also been recognized by ICAP as the best performing bond funds in the 5-year category.

Here are the features of Philequity's mutual fund products: 

Philequity Fund, Inc
Type of Fund	Long-term, growth oriented, open-ended equity mutual fund
Incorporation Date	February 21, 1994
Authorized Capital	Php1 Billion with par value of Php1.00
Custodian Bank & Transfer Agent	Philippine Depository and Trust Corp./ Banco De Oro
External Auditor	SyCip Gorres Velayo and Co.
Minimum Initial Investment	P5,000
Minimum Additional Investment	P1,000
Sales Load	Not more than 3.5%
Exit Fees	Less than 1 year 2.0% 1 year – Less than 2 years 1.5% 2 years and up 0.0%
Annual Management Fee	1.5% P.A.

Philequity PSE Index Fund, Inc
Type of Fund	Long-term, growth oriented, open-ended equity index mutual fund
Incorporation Date	February 22, 1999
Authorized Capital	Php100 Million with par value of Php1.00
Custodian Bank & Transfer Agent	Philippine Depository and Trust Corp./ Banco De Oro
External Auditor	SyCip Gorres Velayo and Co.
Minimum Initial Investment	P200,000
Minimum Additional Investment	P50,000
Sales Load	Not more than 5%
Exit Fees	Less than 1 year 2.0% 1 year – Less than 2 years 1.5% 2 years and up 0.0%
Annual Management Fee	1.5% P.A.

Philequity Peso Bond Fund, Inc
Type of Fund	Conservative, long-term, open-ended bond fund
Incorporation Date	February 24, 1999
Authorized Capital	Php100 Million with par value of Php1.00
Custodian Bank & Transfer Agent	Philippine Depository and Trust Corp./ Banco De Oro
External Auditor	SyCip Gorres Velayo and Co.
Minimum Initial Investment	P10,000
Minimum Additional Investment	P5,000
Sales Load	Not more than 1.0%
Exit Fees	Less than 1 year 1.0% 1 year – Less than 2 years 0.5% 2 years and up 0.0%
Annual Management Fee	1.5% P.A.

Philequity Dollar Income Fund, Inc
Type of Fund	Conservative, long-term, open-ended bond fund denominated in US$
Incorporation Date	March 4, 1999
Authorized Capital	Php100 Million with par value of Php1.00 (Approximately $2 Million at $0.02/share par)
Custodian Bank & Transfer Agent	Philippine Depository and Trust Corp./ Banco De Oro
External Auditor	SyCip Gorres Velayo and Co.
Minimum Initial Investment	$2,000
Minimum Additional Investment	$1,000
Sales Load	Not more than 1%
Exit Fees	Less than 1 year 1.0% 1 year – Less than 2 years 0.5% 2 years and up 0.0%
Annual Management Fee	1.5% P.A.

A mutual fund investment involves risk. The value of the fund may go up and down. Returns from this investment are not guaranteed by Philequity Management, Inc. Any gains or losses from the investment are solely for the account of the investor. Past performance is not necessarily a guide to future performance. A mutual fund is not a deposit product and is not insured with the Philippine Deposit Insurance Corporation (PDIC).

Website: http://www.philequity.net/

 

I invest in Philequity Fund, an equity fund, by giving monthly investments. This is called peso cost averaging.  I don't time the market.  It doesn't matter whether the price is up or down.  I just give monthly because I plan to withdraw my fund in the next 15 to 20 years.  

I also made a one-time investment last year when the market was still down in the same fund.  So far, I'm happy with my investments.  I am never tempted to withdraw them because of my long-term financial objective.  My small monthly investments will become millions when I retire.  Isn't that worth waiting for?

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May your dreams come true,

 

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Bo Sanchez, 60 Chicago St., Cubao , Quezon City, Metro Manila 1109, Philippines

Intro To Mutual Fund Companies

I would like to share some information on mutual fund companies that I personally invest in.  

There are a total of 44 mutual funds in the country.  Twenty-one (21) of these are bond funds, nine (9) are equity funds, nine (9) are balanced funds while the remaining five (5) are money market funds.

See MUTUAL FUNDNESS to know the different features of each fund.

I will feature four major mutual fund companies here in my blog.

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